Gaff Guide

Cheapest places to live in the UK

Official UK House Price Index, August 2026.

The cheapest place to live in the UK is Inverclyde, where the average home sold for £114,526 in August 2026, 2.0% down on a year earlier. We ranked all 359 local authority areas in the UK by average sold price.

Top 20 cheapest areas

  1. 1InverclydeScotland£114,5262.0% down
  2. 2West DunbartonshireScotland£132,3457.9% up
  3. 3City of AberdeenScotland£133,7825.2% down
  4. 4City of Kingston upon HullEngland£136,5936.6% up
  5. 5HartlepoolEngland£136,6254.7% up
  6. 6BurnleyEngland£136,7036.0% up
  7. 7BlackpoolEngland£138,0655.5% up
  8. 8East AyrshireScotland£138,2063.6% up
  9. 9North AyrshireScotland£140,5774.8% up
  10. 10County DurhamEngland£140,7884.9% up
  11. 11MiddlesbroughEngland£142,8683.7% up
  12. 12HyndburnEngland£142,9647.6% up
  13. 13Blaenau GwentWales£143,2432.1% up
  14. 14Redcar and ClevelandEngland£146,2593.0% down
  15. 15North East LincolnshireEngland£146,3704.2% up
  16. 16Na h-Eileanan siarScotland£147,41613.6% up
  17. 17SunderlandEngland£147,7634.6% up
  18. 18City of DundeeScotland£147,9743.9% up
  19. 19Merthyr TydfilWales£148,6561.0% down
  20. 20Stoke-on-TrentEngland£150,1120.2% down

Cheapest by home type

  • Flats

    Merthyr Tydfil · £66,539

  • Terraced houses

    Na h-Eileanan siar · £94,376

  • Semi-detached houses

    Na h-Eileanan siar · £123,115

  • Detached houses

    Na h-Eileanan siar · £184,929

How we ranked this

Each area is a council or local authority, ranked by its average sold price in the official UK House Price Index (HM Land Registry, Registers of Scotland and Land & Property Services). This ranks house prices only, not rent or wider living costs. The list updates automatically each month.

Questions

What is the cheapest place to live in the UK?
By average house price, Inverclyde is the cheapest local area in the UK, where homes sold for an average of £114,526 in August 2026.
How does Inverclyde compare with the rest of the UK?
The typical local area in the UK has an average price of £270,534, so Inverclyde is £156,008 cheaper than the middle of the table.
Where are flats cheapest in the UK?
Merthyr Tydfil, with an average flat price of £66,539.
How often is this list updated?
Every month. The figures come straight from the official UK House Price Index, so this page updates itself when new data is published.

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