Gaff Guide

Cheapest places to live in the UK

Official UK House Price Index, July 2026.

The cheapest place to live in the UK is Inverclyde, where the average home sold for £115,401 in July 2026, 5.4% up on a year earlier. We ranked all 359 local authority areas in the UK by average sold price.

Top 20 cheapest areas

  1. 1InverclydeScotland£115,4015.4% up
  2. 2West DunbartonshireScotland£127,5214.7% up
  3. 3City of AberdeenScotland£130,6898.7% down
  4. 4BurnleyEngland£135,0128.6% up
  5. 5City of Kingston upon HullEngland£135,5115.9% up
  6. 6HartlepoolEngland£136,8945.5% up
  7. 7BlackpoolEngland£137,3866.8% up
  8. 8East AyrshireScotland£138,9717.2% up
  9. 9Na h-Eileanan siarScotland£139,5186.7% up
  10. 10County DurhamEngland£140,4474.7% up
  11. 11MiddlesbroughEngland£140,9093.7% up
  12. 12HyndburnEngland£141,4308.5% up
  13. 13North AyrshireScotland£143,5605.2% up
  14. 14Blaenau GwentWales£144,2944.5% up
  15. 15City of DundeeScotland£146,9243.8% up
  16. 16SunderlandEngland£147,1144.8% up
  17. 17Stoke-on-TrentEngland£147,3770.8% down
  18. 18North East LincolnshireEngland£147,7276.9% up
  19. 19Redcar and ClevelandEngland£151,3414.2% up
  20. 20PendleEngland£152,7988.3% up

Cheapest by home type

  • Flats

    Na h-Eileanan siar · £68,963

  • Terraced houses

    Na h-Eileanan siar · £89,218

  • Semi-detached houses

    Na h-Eileanan siar · £116,420

  • Detached houses

    Na h-Eileanan siar · £175,111

How we ranked this

Each area is a council or local authority, ranked by its average sold price in the official UK House Price Index (HM Land Registry, Registers of Scotland and Land & Property Services). This ranks house prices only, not rent or wider living costs. The list updates automatically each month.

Questions

What is the cheapest place to live in the UK?
By average house price, Inverclyde is the cheapest local area in the UK, where homes sold for an average of £115,401 in July 2026.
How does Inverclyde compare with the rest of the UK?
The typical local area in the UK has an average price of £272,252, so Inverclyde is £156,851 cheaper than the middle of the table.
Where are flats cheapest in the UK?
Na h-Eileanan siar, with an average flat price of £68,963.
How often is this list updated?
Every month. The figures come straight from the official UK House Price Index, so this page updates itself when new data is published.

More house price rankings

What's your home worth?

Get a free estimate for any home in the UK, backed by official government data.

Get my free estimate