Gaff Guide

Most expensive places to live in the UK

Official UK House Price Index, July 2026.

The most expensive place to live in the UK is Kensington and Chelsea, where the average home sold for £1,232,640 in July 2026, 14.1% down on a year earlier. We ranked all 359 local authority areas in the UK by average sold price.

Top 20 most expensive areas

  1. 1Kensington and ChelseaEngland£1,232,64014.1% down
  2. 2City of WestminsterEngland£876,78820.7% down
  3. 3CamdenEngland£815,15910.1% down
  4. 4Richmond upon ThamesEngland£803,2490.8% down
  5. 5ElmbridgeEngland£748,0801.9% up
  6. 6Hammersmith and FulhamEngland£738,0489.0% down
  7. 7WandsworthEngland£686,0765.5% down
  8. 8IslingtonEngland£674,5924.9% down
  9. 9St AlbansEngland£646,7812.3% up
  10. 10HaringeyEngland£638,6901.0% up
  11. 11MertonEngland£615,8900.9% down
  12. 12HackneyEngland£605,7292.6% down
  13. 13BarnetEngland£600,5604.9% down
  14. 14Kingston upon ThamesEngland£591,5553.3% up
  15. 15Three RiversEngland£590,8162.3% up
  16. 16EalingEngland£585,2160.8% up
  17. 17Windsor and MaidenheadEngland£575,0363.9% down
  18. 18SouthwarkEngland£572,4780.1% up
  19. 19Epsom and EwellEngland£568,2142.0% up
  20. 20Mole ValleyEngland£555,8582.4% up

Most expensive by home type

  • Flats

    Kensington and Chelsea · £971,688

  • Terraced houses

    Kensington and Chelsea · £2,429,086

  • Semi-detached houses

    Kensington and Chelsea · £3,051,816

  • Detached houses

    Kensington and Chelsea · £4,525,386

How we ranked this

Each area is a council or local authority, ranked by its average sold price in the official UK House Price Index (HM Land Registry, Registers of Scotland and Land & Property Services). This ranks house prices only, not rent or wider living costs. The list updates automatically each month.

Questions

What is the most expensive place to live in the UK?
By average house price, Kensington and Chelsea is the most expensive local area in the UK, where homes sold for an average of £1,232,640 in July 2026.
How does Kensington and Chelsea compare with the rest of the UK?
The typical local area in the UK has an average price of £272,252, so Kensington and Chelsea is £960,388 more expensive than the middle of the table.
Where are flats most expensive in the UK?
Kensington and Chelsea, with an average flat price of £971,688.
How often is this list updated?
Every month. The figures come straight from the official UK House Price Index, so this page updates itself when new data is published.

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